Are you feeling overwhelmed with medical debt or hospital bills? If so, you aren’t alone. 137 million Americans are struggling with medical debt. Even a simple procedure or unexpected hospital visit can be costly in the long run. And because you might have other debt (like credit cards or student loans), medical bills tend to…
Struggling to get ahead when you are behind on bills? You are not alone. In fact, according to CBS, 70% of Americans say they are struggling financially. Many families are living paycheck to paycheck and are just trying to catch up on bills. When debt and bills add up, it can feel like you’re not…
Raise your hand if you dread heading to work. Unfortunately, this is the reality for so many people. I hear it all the time, “I don’t want to work anymore, but how do I still pay my bills and decrease my debt?” While it’s certainly not easy, I’m here to tell you that it’s actually…
As a mom of two, I know just how difficult it is to keep on track and stay within the budget. But as a single mom, I can imagine it’s even harder. Having one income and multiple people to care for means you must spend every dollar carefully. It’s all about being a mom on…
Learn how to manage your money like a pro (and keep more of it). This financial guide will explain everything about fiscal responsibility- in the simplest way possible. Follow these money-saving steps and you’ll be more fiscally responsible this year! What Is Fiscal Responsibility? Fiscal responsibility is a political term that refers to how the…
![15 Items Missing From Your Budget [Updated 2025]](https://inspiredbudget.com/wp-content/uploads/2020/10/10-items-missing-from-your-budget-featured-image.jpg)
It’s easy to write a budget that you think is perfect until you’re 5 days in and you realize you forgot to add in room for an upcoming birthday or a seasonal activity with your family. When these forgotten budget items are missing from your budget, suddenly budgeting feels impossible. If you feel like giving…
After more than 8 years of living on a budget, our family has had a ton of experience when it comes to developing better money habits. During that time, we’ve discovered (and tested) a ton of budget and money hacks that helped us stop living paycheck to paycheck. After lots of trial and error, we…
It’s never too early to start saving for Christmas! Especially if you’re making it your goal to be better prepared financially for the holidays this year. Saving for the holiday season can ensure that you can have a wonderful Christmas without the guilt of the January credit card bill. Here are 5 tips to help…
*This post is sponsored by Spruce. All opinions are 100% my own. It’s become obvious that now, more than ever, it’s time to make saving money a priority. However, saving money can feel more complicated than it actually is…especially when you feel like you’re drowning in expenses. To easily save money in 2024, you need…
Out of all the things we do when we’re adulting, one of the most important skills we can acquire is how to manage money. This life skill is of vital importance to how we structure and run our lives and our households. Today, I will be sharing 29 tips on gaining control of your finances…
Are you tired of sending all your hard-earned money to debt while struggling with living paycheck to paycheck? If you’ve taken the time to sit down and write out how much money you are paying towards debt, you might be sick to your stomach. I know I was in shock the first time we totaled…
I have another wonderful challenge for you! This month, I’m kicking off a 30 day savings challenge. This is ideal for those who want quick gratification and some easy money. Challenges are one of the best ways to save money, especially when you’ve struggled to put cash into your savings account. Overspending is a tough…
