Budgeting is easy. I just want to put that out there in case the word “budget” makes you cringe! It’s also fun. No, I’m not just pulling your leg. All budgeting is, is taking control of your money, so it doesn’t control you. And it all starts with knowing your household budget percentages. If you…
Writing a budget for the first time (or even the third!) can be a daunting task. There’s a lot of numbers, expenses to remember, and you might not even know where to start. I promise you that it will get easier and that it’s not as difficult as it may sound! As a general rule,…
Over my 31 years of life, I have had a lot of unexpected expenses. Bills that somehow find their way to my mailbox, a surprise surgery here or there, and cars that just quit working. But the most unique unexpected expense we have had to date is when our beloved dog, Joey, had to have…
Have you made a lot of money mistakes in your life? I know I have! In fact, you may have made mistakes that you are ashamed to admit. But here’s the truth…it’s time to turn those mistakes into real lessons. Instead of pretending that your money mistakes never happened, own them and learn from them!…
Want to raise your credit score? Look, I totally get it! Chances are you have some BIG GOALS in life. Maybe you want to own the home you’ve always dreamed of. Maybe you want to invest in real estate. Whatever it is, chances are having a good credit score will help you out along the…
If I’ve learned anything in adulthood, it’s that life won’t go as planned. And for a type A control freak like myself, that can be devastating news. Things will go wrong and sometimes you just have to pause your debt snowball and take care of life. To pause your debt snowball, you will continue making minimum…
There’s bound to be a time in your life when you’re faced with an emergency. Whether you encounter an unexpected medical expense, a huge change in your family relationship (such as a divorce), or a global pandemic, it’s a great idea to create an emergency budget. Right now, our world is facing the COVID-19 pandemic….
When my husband and I were dating, being debt free was NOT on our radar. We were just two twenty-somethings who were living in the moment. To be painfully honest, I was looking forward to us living in a big city and just being married. We’d go out to dinner all the time and have…
I am so excited to share another debt free story with you! I have learned over many years that reading other people’s success stories can give you the motivation to keep going when you are on your debt free journey. Because let’s be honest, sacrificing to pay off debt can be hard and not everyone understands…
Several months ago I had the pleasure of meeting Sami Womack. She’s a wife, mom, and budget coach who has an inspiring story of paying off $490,000 worth of debt! I decided to have her over on Inspired Budget today to share a little more about herself and her journey. Meet Sami! Tell us a…
If you’re not hanging out on Instagram’s #debtfreecommunity, then I promise you’re missing out. Basically, an entire community has formed of people that are either debt free or working hard to become debt free. It’s an encouraging environment where you can learn tips, tricks, and real people’s stories of hard work and determination. You are…
Save $10,000 in a year by following these simple saving tips. I’ve compiled some of the best possible ways for you to save money and it won’t take long before your savings account has grown to $10,000! What would you do with an extra $10,000? I bet the ideas are flooding your mind right now!…
