There’s bound to be a time in your life when you’re faced with an emergency. Whether you encounter an unexpected medical expense, a huge change in your family relationship (such as a divorce), or a global pandemic, it’s a great idea to create an emergency budget. Right now, our world is facing the COVID-19 pandemic….
When my husband and I were dating, being debt free was NOT on our radar. We were just two twenty-somethings who were living in the moment. To be painfully honest, I was looking forward to us living in a big city and just being married. We’d go out to dinner all the time and have…
I am so excited to share another debt free story with you! I have learned over many years that reading other people’s success stories can give you the motivation to keep going when you are on your debt free journey. Because let’s be honest, sacrificing to pay off debt can be hard and not everyone understands…
Several months ago I had the pleasure of meeting Sami Womack. She’s a wife, mom, and budget coach who has an inspiring story of paying off $490,000 worth of debt! I decided to have her over on Inspired Budget today to share a little more about herself and her journey. Meet Sami! Tell us a…
If you’re not hanging out on Instagram’s #debtfreecommunity, then I promise you’re missing out. Basically, an entire community has formed of people that are either debt free or working hard to become debt free. It’s an encouraging environment where you can learn tips, tricks, and real people’s stories of hard work and determination. You are…
Save $10,000 in a year by following these simple saving tips. I’ve compiled some of the best possible ways for you to save money and it won’t take long before your savings account has grown to $10,000! What would you do with an extra $10,000? I bet the ideas are flooding your mind right now!…
Knowing what monthly expenses you have is the key to staying on budget. It’s important to know exactly what you’re spending money on. That’s why having a monthly expenses list can help you write a better budget. The main reason people stop budgeting is that they aren’t creating realistic budgets for the things they’ll actually…
Everybody could use some extra cash flow! Now more than ever, people are looking to extend beyond their 9-5 by finding additional income streams. Whether you’re paying off those student loans or trying to save a little extra for that new car or dream vacation, here’s how you can make an extra $1000 a month…
When my puppy, Harry, was 11-months old, he made a below-average decision. He tore up a couch cushion and ate a little bit of stuffing. At first, I wasn’t concerned because he’s eaten my favorite shoes before. RIP beautiful TOMS wedges. You were so good to me. So why would a seemingly boring couch cushion…
I don’t even have to ask you if inflation has impacted your budgets. I can speak from experience, I’ve definitely had to adjust my budget categories to account for inflation! But is it going to stay like this forever? Is this our new normal? Since we are all feeling the affects of inflation, is this…
This article originally appeared on Debt.com Staying debt-free can bring you peace of mind and literally keep you healthy. Finance site Bankrate partnered with mental health information news site Psych Central to quiz Americans on how money impacts their mental health. Pollsters asked just under 2,500 U.S. adults how their money woes made them feel psychologically. Nearly…
I was standing in the small lobby of a car repair shop on a hot summer day wishing I had set aside sinking funds for this very moment. I was fresh out of college and had no idea that I should have been saving money for car repairs. I’ll never forget standing there and handing…
