I have a confession to make. My husband and I struggle to stick to our budget. Yep. That’s right. I said it. Here I am, a budget expert confessing that I’m not perfect when it comes to my budget. Actually, I’m far from it! Do I love it any less? Not at all! Do I […] Read more…
Have you ever noticed that our beliefs are dependent upon our experiences and circumstances in life? For instance, your view of money was most likely shaped from a very young age. If your parents argued about money, then you learned that money leads to fights. You don’t associate money with happiness. Likewise, if money was […] Read more…
A few months ago I asked people on Instagram what they struggle with most when it comes to budgeting and saving money. An overwhelming amount of people said that they struggle with actually sticking to their budget each month. I know firsthand that self-discipline is easy in theory, but can be extremely difficult in real […] Read more…
Have you spent too much money recently? Maybe you bought one big purchase or several small ones. When I overspend, the guilt sets in and it can be difficult to bounce back financially. Sometimes I have gone as far as spending even more money because I had a “why bother” attitude. Thankfully, there are ways […] Read more…
Have you ever tried to make a budget and then something goes wrong? Maybe your car breaks down or needs new tires. Or your child was invited to a friend’s birthday party and you forgot to budget for a present. Even worse, your taxes went up and now you have to either pay a lump […] Read more…