Making Saving Second Nature
Are you struggling with overspending? If so, you aren’t alone. We’ve all had times where we went to Target for one thing and walked out with 10 items that weren’t even on our list. Maybe Target isn’t your kryptonite. Maybe for you, it’s Ulta, Kohl’s Cash, or clothes/shopping for your kids. Or maybe you had […]
You start out creating a budget with the best intentions, then life happens. You get carried away swiping your card and before you know it your budget is blown…..again! Or maybe you unintentionally overspend at the grocery store? Then you throw your budget away because the unexpected expense or overspending causes you to blow your […]
I sat on my sofa long after the kids had gone to bed. I had my budget binder open and was paying my credit card bill. At that moment I knew I had fallen back into my old spending habits. I was ready to admit that I was greatly overspending on my credit card. After more […]
Writing a budget for the first time (or even the third!) can be a daunting task. There’s a lot of numbers, expenses to remember, and you might not even know where to start. I promise you that it will get easier and that it’s not as difficult as it may sound! As a general rule, […]
When my husband and I were dating, being debt free was NOT on our radar. We were just two twenty-somethings who were living in the moment. To be painfully honest, I was looking forward to us living in a big city and just being married. We’d go out to dinner all the time and have […]
When my husband and I first started our debt free journey, I constantly looked for stories of people who were able to pay off debt. I wanted to know how others were able to reach their debt free goal. It helped me envision our future and the day that we said goodbye to our loans. […]
When my husband and I first met, becoming debt free was not one of our priorities. In fact, it wasn’t even on our radar! However, after getting pregnant pretty soon after we got married, we faced our financial truth and total up our debt. Honestly, we were both completely shocked to realize that we had […]
It’s about to get personal up in here. You see, no one is perfect, especially me! In fact, I’ve made more mistakes in my life than I care to admit. The other day I was talking to my husband and we started discussing our worst financial mistakes. Thankfully, we made most of our mistakes before […]