Making Saving Second Nature
I sat on my sofa long after the kids had gone to bed. I had my budget binder open and was paying my credit card bill. At that moment I knew I had fallen back into my old spending habits. I was ready to admit that I was greatly overspending on my credit card. After more […]
When my husband and I were dating, being debt free was NOT on our radar. We were just two twenty-somethings who were living in the moment. To be painfully honest, I was looking forward to us living in a big city and just being married. We’d go out to dinner all the time and have […]
Writing a budget for the first time (or even the third!) can be a daunting task. There’s a lot of numbers, expenses to remember, and you might not even know where to start. I promise you that it will get easier and that it’s not as difficult as it may sound! As a general rule, […]
Have you ever written a budget just to throw it away a few days in because something unexpected came up? You may have even uttered the words “Oh, I’ll start over next month.” I know I can’t be the only one that does this! To be perfectly honest, our family got into this bad habit […]
When my husband and I first started our debt free journey, I constantly looked for stories of people who were able to pay off debt. I wanted to know how others were able to reach their debt free goal. It helped me envision our future and the day that we said goodbye to our loans. […]