Making Saving Second Nature
It’s no secret that Christmas is the most expensive holiday of the year. Trust me, I get it! Not only are the gifts crazy expensive, but everything else is too! I’m talking about the Christmas cards, pictures with Santa, holiday parties, and everything else on top of the gifts. That’s why it’s so important to […]
If you’ve ever felt lost, confused, or completely disorganized with your finances, then I feel you! It wasn’t until I set up a budget binder that I finally felt like I had everything in one place when it came to one of the most important parts of my life: my finances. In fact, using a […]
Are you tired of sending all your hard-earned money to debt while struggling with living paycheck to paycheck? If you’ve taken the time to sit down and write out how much money you are paying towards debt, you might be sick to your stomach. I know I was in shock the first time we totaled […]
Have you ever had the best intentions when it comes to money, but just totally blow it by overspending? It can be hard to get your budget back on track when you’ve gotten yourself into a hole. Thankfully, you do have options if you want to turn your finances around! Below are 5 things you […]
When my husband and I first decided that we wanted to become debt-free, we were scared, frustrated, overwhelmed, and completely confused about how to get there. And once we became debt-free, how did we make sure that we wouldn’t go into debt again? I knew that our entire lifestyle had to change. The way we […]
It’s one thing to make a budget and tell your money where to go, but it’s a completely different thing to live on a bare bones budget. A bare bones budget is when your budget only what is absolutely necessary to survive. You might think that this sounds ridiculous. Who on earth would only live […]
I sat on my sofa long after the kids had gone to bed. I had my budget binder open and was paying my credit card bill. At that moment I knew I had fallen back into my old spending habits. I was ready to admit that I was greatly overspending on my credit card. After more […]
Has there ever been a time in your life when you know you really screwed up with your money? Maybe you took out a loan that you didn’t need or you consistently blew through your income and didn’t have enough money left at the end of each month. Listen, I get it. I’ve been there. […]