Making Saving Second Nature
Have you ever faced a problem in your life where you were standing at a fork in the road? Maybe you had a tough decision to make with a friend or a spouse. You’re standing there asking for someone to just give you the exact steps to take. “Just lay it all out for me!” […]
I know that I can’t be the only one in this world who has let Target take all my money (is it even possible to save money at Target?!). I mean, I’m guilty of walking into Target with the intention of buying 3 items only to walk out an hour later with a Starbucks drink […]
I started tracking my expenses during my sophomore year in college. You see, I had money in an account, but I didn’t really know how much was in it. One night I found myself at my local grocery store buying much-needed ramen noodles and lean cuisines. I handed the cashier my card and it was […]
A few months ago I asked people on Instagram what they struggle with most when it comes to budgeting and saving money. An overwhelming amount of people said that they struggle with actually sticking to their budget each month. I know firsthand that self-discipline is easy in theory, but can be extremely difficult in real […]
Have you ever noticed that our beliefs are dependent upon our experiences and circumstances in life? For instance, your view of money was most likely shaped from a very young age. If your parents argued about money, then you learned that money leads to fights. You don’t associate money with happiness. Likewise, if money was […]
I’d like to tell you that I’ve always been good at dealing with finances. I’d like to tell you that I always made great choices when it came to money. But, I made a promise to myself to not lie to you. So instead, I’m going to tell you the truth. I used to be […]
If you’ve read anything about the steps to becoming debt free, then you know that you need to save for an emergency fund and then start your debt snowball. You’ll want a minimum of $1,000 in your emergency fund so that you are ready to combat anything that comes your way without going any further […]
You’re tired of sending your hard-earned money to someone else month in and month out. I get it. I’ve been there. You’re totally not alone! I know that it can be very frustrating to spend your month working just to send a chunk of your paycheck to student loans, car loans, or credit card payments! […]