Making Saving Second Nature
When you are setting up your personal budget, do you know where you spend your money? Add these budget categories to your monthly and weekly budget so you’ll know exactly where your money is going. Budget categories are super important. If your budget is too vague or too specific, it can create problems that make […]
The cash envelope system is the perfect option for people who want to save money and easily track their spending. But how do you make it work with a spouse? When I first started using the cash envelope system, I was in my 20s and single. I didn’t need to worry about anyone else using […]
It’s no secret that buying a home is one of the biggest financial decisions you’ll ever make. Becoming a homeowner has often been a symbol of the American Dream, but it’s important to realize how a high mortgage can eat into your disposable income. Millions of Americans are considered ‘house poor’ because a substantial amount […]
*this post contains affiliate links If you’re new to budgeting, then you’re likely searching the internet looking for a sample budget so that you can truly SEE budgeting in action. I totally get it! If you’re a visual learner, you probably want to see a real family’s sample budget so that you will be motivated […]
*this post contains affiliate links Struggling to get ahead when you are behind on bills? You are not alone. In fact, according to CBS, 70% of Americans say they are struggling financially. Many families are living paycheck to paycheck and are just trying to catch up on bills. When debt and bills add up, it […]