Making Saving Second Nature
I have a confession to make. My husband and I struggle to stick to our budget. Yep. That’s right. I said it. Here I am, a budget expert confessing that I’m not perfect when it comes to my budget. Actually, I’m far from it! Do I love it any less? Not at all! Do I […]
Have you ever had your eye on something that you felt like you just had to have? Maybe it was a new iPad or a piece of furniture. Literally, every part of you craves that item. Well, I’ve been there before. For me, it was coach handbags. Ever since I was in college I wanted […]
If you’re new to budgeting, then you’re likely searching the internet looking for a sample budget so that you can truly SEE budgeting in action. I totally get it! If you’re a visual learner, you probably want to see a real family’s sample budget so that you will be motivated to tackle budgeting once and […]
Knowing what monthly expenses you have is the key to staying on budget. It’s important to know exactly what you’re spending money on. That’s why having a monthly expenses list can help you write a better budget. The main reason people stop budgeting is that they aren’t creating realistic budgets for the things they’ll actually […]
After more than 8 years of living on a budget, our family has had a ton of experience when it comes to developing better money habits. During that time, we’ve discovered (and tested) a ton of budget and money hacks that helped us stop living paycheck to paycheck. We were able to finally pay off […]
It’s no secret that Christmas is the most expensive holiday of the year. Trust me, I get it! Not only are the gifts crazy expensive, but everything else is too! I’m talking about the Christmas cards, pictures with Santa, holiday parties, and everything else on top of the gifts. That’s why it’s so important to […]
Struggling to get ahead when you are behind on bills? You are not alone. In fact, according to CBS, 70% of Americans say they are struggling financially. Many families are living paycheck to paycheck and are just trying to catch up on bills. When debt and bills add up, it can feel like you’re not […]
You start out creating a budget with the best intentions, then life happens. You get carried away swiping your card and before you know it your budget is blown…..again! Or maybe you unintentionally overspend at the grocery store? Then you throw your budget away because the unexpected expense or overspending causes you to blow your […]