When my husband and I first decided that we wanted to become debt-free, we were scared, frustrated, overwhelmed, and completely confused about how to get there. And once we became debt-free, how did we make sure that we wouldn’t go into debt again? I knew that our entire lifestyle had to change. The way we…
These are the easiest ways for you to earn completely free Starbucks gift cards! From surveys to cashback apps, these are legit! How does free coffee sound? It sounds amazing to me! Coffee shop treats fall under the “fun money” category of budgets, which are typically one of the first areas you cut when you…
These are the best apps and tools that you need to learn how to balance your checkbook each month so that you can manage your budget. Even if you are a beginner at budgeting and money management, this guide is just for you! Do people even balance their checkbooks anymore? What does that phrase mean?…
Having trouble making ends meet? You’re not alone. According to Forbes, nearly half of Americans expect to live paycheck to paycheck this year. If you’re strapped for cash, it might be time to look at your spending and cut things from your budget. If you find yourself needing to find extra money each month, consider…
Are you struggling with overspending? If so, you aren’t alone. We’ve all had times where we went to Target for one thing and walked out with 10 items that weren’t even on our list. Maybe Target isn’t your kryptonite. Maybe for you, it’s Ulta, Kohl’s Cash, or clothes/shopping for your kids. Or maybe you had…
Are you wondering how to stop overspending? If so, you’re probably dealing with one (or maybe all) of the following feelings: stress, anxiety, guilt, shame, and even depression. These feelings are likely what led you here and if so, you’re in the right place! I’m going to show you exactly how to stop overspending so…
When you set up your budget, how much of your paycheck should you save? Read this guide and learn how much to save and some tips to save more. The Ascent reports that 56% of Americans have less than $5,000 in savings right now. Is that truly enough? You know you need to be saving…
It’s easy to buy everyone thoughtful gifts – even on a budget. These ideas for Christmas gifts on a budget will keep your head buzzing! Whether your money is tight because you are trying to pay off debt or you are just saving up for a big purchase, it’s still possible to give your family…
When you don’t have kids, this is how meal planning for two can save you money. Learn how to change recipes and plan ahead. Why is meal planning for two people so hard? Want to know some ways that you can breeze through it? You got it! Planning out your meals will save you so…
For the past few months, our family has used a monthly meal planner to make meal planning on a budget easy. And let me tell you, it has truly helped make dinner time less stressful for everyone involved! Writing a meal plan each month is easy when you follow these 5 steps: Before we dive…
The other day I came across an article published by Time all about how much debt the average American has (I’ll link to the article at the end of this post). It’s a great article because it breaks down how much debt different age groups have. For instance, 45-54 year olds have an average of…
I’d like to tell you that I’ve always been good at dealing with finances. I’d like to tell you that I always made great choices when it came to money. But, I made a promise to myself to not lie to you. So instead, I’m going to tell you the truth. I used to be…
