Net worth is one of those major financial terms that you hear about often, but many don’t have a clear understanding of what it is. Does it consist of savings? Income? What is net worth, really? It’s one of my goals to make money as simple as possible, and net worth is one of those…
Do you tend to overspend? If so, you aren’t alone. We’ve all had times where we went to Target for one thing and walked out with ten items that weren’t even on our list. Maybe Target isn’t your kryptonite. Maybe for you, it’s Ulta, Kohl’s Cash, or clothes/shopping for your kids. Or maybe you had…
Learning how to develop discipline with credit cards is not easy! With high credit limits and so many fun things to buy, it can feel like the sky is the limit. That’s why it’s so important to be careful with how your use your credit card and spend wisely. Even for us budgeting pros, we…
Do you find budgeting and tracking your expenses to be extremely overwhelming? Maybe you even have all the fancy apps and tools to keep track of your spending, but somehow you still have trouble creating and sticking to a budget that actually works for you. Guess what? You don’t have to be perfect. In fact,…
After working a 9-5 job or relying on consistent payroll, moving to variable income can be a huge adjustment. You may find yourself suddenly overspending or that the numbers in your bank are all over the place. Not ideal! When you have a fixed income, you always know what to expect in terms of income….
I love making freezer meals because it makes life a little bit easier. Between being a mom, wife, and busy business owner, I’ve been known to let dinner slide and grab takeout too often. In order to take away my excuses for just needing something quick and easy, I started making freezer meals. Let me…
Are you feeling overwhelmed with medical debt or hospital bills? If so, you aren’t alone. 137 million Americans are struggling with medical debt. Even a simple procedure or unexpected hospital visit can be costly in the long run. And because you might have other debt (like credit cards or student loans), medical bills tend to…
Quicken has been around for a long time, and it is still among the best-known budgeting software available. That being said, it may not be the best fit for everyone. In fact, you may have heard a lot about Quicken lately and why you should use alternatives instead. You might already have Quicken, or maybe…
Each year my husband and I try to take a vacation away as a couple. No kids. No distractions. We can’t make a long getaway happen every year, but it’s something we prioritize in our marriage. Whether we take a short weekend getaway or a 5-night long vacation, we love our time together. Thankfully, we…
Budgeting is easy. I just want to put that out there in case the word “budget” makes you cringe! It’s also fun. No, I’m not just pulling your leg. All budgeting is, is taking control of your money, so it doesn’t control you. And it all starts with knowing your household budget percentages. If you…
Investing: we know we should do it, but there’s always something that gives us a slight pause before starting. Well, pause no longer! Use these 44 motivating quotes about investing to get you excited about planning for your financial future. Investing is something we all do, whether we realize it or not. Sometimes we think…
Rich vs. wealthy…what’s the difference? Is one better than the other? Can I be both? Let’s get down to the bottom of this and find the answers we are all looking for. Listen, we all want to be financially secure. When most of us dream of being rich, we think about being carefree and not…
