inspiredbudget.com giveaway

To celebrate the fact that I have officially reached 30,000 followers on Instagram, I’m hosting another big giveaway!  I’m super excited about this one because it’s filled with amazing products.  And money.  Everyone wants to win money.

What’s Included In The Giveaway

  •  A digital copy of my Budget Binder Bundle.  It will help you finally get organized when it comes to your finances.  Like for good.  This includes the new Getting Started Guide, Budgeting Tips & Tricks, and Changing Your Mindset Lesson.  If you don’t want to wait for the Giveaway winner to be announced, get it for under $20 today!
  • A copy of my cash envelopes (Want these now?  Sign up for my FREE Budgeting Basics Email Course and I’ll send them straight to your inbox!)
  • $50 Amazon Gift Card.  Because who on earth doesn’t love them some Amazon?!
  • $50 Cash.  I feel like we all could use a little extra money to put in our cash envelopes.  Just saying!
  • Jon Acuff’s new book Finish.  Oh, and it’s AUTOGRAPHED.  If you’re suddenly wondering if Jon and I are BFFs, the answer is yes.  We talk every day.  And by every day, I mean that we met once at a conference 7 years ago.  It’s like the same thing, right?

giveaway by inspiredbudget.com

How To Enter

Enter up to 4 times below to increase your odds of winning!  No purchase is necessary to win.  The giveaway will close on Sunday, May 20 at 11:59 pm central time (that time zone is important friends!).  This giveaway is open to US residents only.  One winner will be chosen at random on Monday, May 21st.  The winner will be contacted on May 21st and has 24 hours to respond before another winner is chosen at random.

a Rafflecopter giveaway

You Totally Need To Check This Out

While you are here, I thought you’d like to check out some of my favorite content on Inspired Budget!  My hope is that you find yourself inspired to making saving second nature and decide to break up with debt.

 

362 Comments on Inspired Budget Giveaway

  1. We are just starting our journey, and in 5 years I hope the only debt we have is helping our kids attend college. We downsized living space, purged and have side jobs. I think the key for us is being on the same page and both wanting to be debt free. It’s going great so far, both watching our spending and changing habits.We are newbies so I am incredibly grateful for others sharing theirs so we can learn!

  2. Thank you for the giveaway. I hope I win. Good luck to all 😊.
    The signed book, gift card & cash would be awesome to win but I’m most excited for the bundle!

  3. Hi! Another Texas teacher on a debt free journey here! In 5 years I hope we are super close to having our house paid off!! Love your blog and Instagram!

  4. Thank you for the giveaway!
    In 5 years we would love to not only be done with credit card debts,, but also have sold our current house for a profit and downsize our actual home while realizing our dream of a bigger yard and lakefront view 😊

  5. You are such an inspiration!! You were one of the first debt-free accounts I started following and I am so thankful I did. You are so transparent and helpful and encouraging. Thankful to be on this journey, while learning from people like you!

  6. In 5 years from now, I want to be completely done with baby step #2. We have about $15k in a personal loan and $50k in student loan debt. 3 years ago we were completely debt free and then “life” happened aka we got off track and had 2 kids AND my student loan repayment started. Also within the next 5 years, my husband and I will both need newer cars – so we hope to pay cash for those since we LOVE not having car payments! I totally believe this is possible considering that we were able to pay off $60k in 18months (but without children and ability to work a TON of OT on my part. So excited for this journey to start again! Thanks IB for all your tips and motivation along the way! I really need it <3

  7. In five years, I hope to completely debt-free! We are just starting our snowball with $48k and are targeted to be finished by the end of 2023. This is on our current budget, which will change when I graduate and get a job.

  8. In 5 years I see myself as debt free, no longer living paycheck to paycheck, and saving well for whatever is to come in the future!

    • I agree completely! In 5 years I am only 21, so I hope to have finished college and have a career job where I hope I can be steady on my feet and not live pay check to paycheck. I am very cautious of my money now, and I thank you for your website and Instagram that has inspired me to make a binder and track my debt. Thank you , I want to live the best life possible 🙂

  9. With four kids I hope to be helping them navigate college and spending and be saving more for retirement with no debt!

  10. I love your tips, and your messages tend to pop up just in time to remind me to stay on track. 😊 Thanks!

  11. So excited for this giveaway I’ve learned so much from
    Your Instagram and budget course past few weeks !!!

  12. In 5 years, I’d like to be back where I was financially in 2013-2016. My husband and I both had full time jobs making a healthy income. We budgeted for a future down payment, annual vacations, fully funded emergency funds, and had plenty to spare. We had a small car loan which we paid extra on monthly. We planned for “the worst” which to us meant both of us losing our jobs. Well, the worst happened PLUS we had our first child all within 5 months! Thankfully my husband found a new job and I was able to stay at home with our child but we have been living on a bare bones budget for quite a while now. We are not interested in going INTO debt so we’re doing everything we can to live frugally! So far so good. Thanks for all the frugal tips and tricks along the way!

  13. Such a great give away! Thanks for sharing all your tips on budgeting they’ve been extremely helpful!

  14. Thanks for doing the giveaway! In 5 years, we would love to have my boyfriend’s sfudent loans completely paid off as this is the only form of debt that we are trying to tackle. Despite this being our only debt, it’s holding us back from other dreams like getting married, so my hope that is in 5 years that we will be debt free and be married!

  15. In 5 years I’d like to be on a better financial path, which means making better choices and most importantly having a better relationship with my husband. As we aren’t on the same path just yet, but am hopeful we will be.

  16. I am about to be a year post grad from my masters program. I currently feel like I’m trying to build a firm foundation to be debt free in the future. I would love to be able to create the habits necessary to achieve my goal within the next five years.

    You are so helpful!

  17. Hi Allison! I enjoy following you for so many reasons! One because you are so genuine and sweet, and of course because you inspire me every day to spend smarter! I am 22 years old, living with my boyfriend & our two dogs and we are so so so wanting to create a new budget. And now is the PERFECT time because he just got a new job! These envelopes would helps so so much! & cash and amazon is always great. In 5 years I want to have a strict budget, married with a baby running around that we can actually afford! Definitely will want to buy a house in the next 5 years as well. Thanks for the opportunity Allison & I look forward to many more years following you!

  18. In 5 years I want to be/WE WILL BE debt free, saving for retirement and our kid’s college, and saving up for a down payment on a house while we decide where we really want to live. Once we are debt free we’ll have the freedom to move somewhere else and put down roots!

    Thanks for the giveaway! I hope you meant to comment on this post 😉

  19. Thanks for the cool giveaway. In five years I would like to buy a townhouse and have $10,000 I’m savings

  20. Sweet! Man in 5 years we would love to be consumer debt free. That’s the goal! Woot woot! Thanks for your daily inspiration!

  21. In 5 years I would like to have my husbands car paid off and be able to buy a new family car in cash. I would like to have our student loan debt at least half paid down, have a decent security fund, buy our first home, and have better financial habits.

  22. In 5 years, I would love to have 6 months – a year of money in savings in case something was to ever happen.

  23. In 5 years, I’d like to be completely debt free with a large savings for emergencies. Hoping to be in BS 4/5/6 at that point too! I’m counting the minutes until we have our financial freedom!!! 🙂

  24. I hope to be finishing up student loans and my husband and I truly on the same page in how we use our resources.

  25. I just took out a small student loan to help pay for grad school. In five years that will hopefully be paid off and our current savings will be beefed up a bit more.

  26. I would love to win this and put these products to great use! Moving away from miami to be able to pay debt and live a less stressful financial life!

  27. In five years I’m looking forward to being debt free and being able to use all money saved towards paying off my home.

  28. In 5 years i would love to be debt free and saving for a newer camper to use making memories with my family.

  29. Hey!! In five years, I hope to be debt free from all student loans , become more intentional with my money, and hopefully being in a career that I’m actually passionate about.

  30. Oh and to answer the question, we have my husbands student loans, our house, and one car as debts. We hope to have everything paid off in 4 years so we can build our forever home! The home we are living in now is tiny and was built for the specific reasons of being able to pay down debt, so I could stay at home with our son, and so I could complete my master’s degree with us paying out of pocket. We will either rent this house out when we build our forever home, use it as a guest home as its located directly behind where we will be building our forever home,or a nanny pod, etc.. whatever the Lord wills us to use it for!

  31. In 5 years I would like to not worry about finances every day. I would love for my husband’s business to be bigger and more steady. I would like to start planning a 20 year anniversary trip for just the 2 of us.

  32. 5 years from now we should be building wealth and giving – that’s right Baby Step 7! We’ve got a lot of hard work to do before then but that’s the plan!

  33. Thank you for this great giveaway! In 5 years we’ll be debt free other than the house, hopefully have kids, and working to pay off the mortatage!

  34. I want to have no debt except mortgage and be able to cash flow a Disney world vacation 🙂 we just started our debt free journey (67k to pay off!)

  35. In 5 years time, I’d like to have started a family. I’d like for the only debt I have to be a mortgage.

  36. thanks for this opportunity, in five years we will be debtfree minus our house. you are very inspiring and following you keeps us motivated.

  37. I’d like to have set up retirement and college savings plans and be making progress towards paying off our mortgage. And maybe go on an actual vacation (cash flowed of course).

  38. In 5 yrs I would like the only debt we have is our home and then start working on paying it off. We would also like to have money saved up for our children’s college funds.

  39. In 5 years I hope that my family is in a bigger house (not too big!) & That we will have a kick ass yard for sweet Hangouts & good kid playtimes 🙂

  40. In 5 years, I will be married, no car payment. working hard to pay off our house mortgage, and then helping my husband pay off his student loans. Saving and planning for children.

  41. This is so exciting! So happy for you and reaching such a huge benchmark of followers. Love following you on Instagram. 😊

  42. Thank you! I’d love to be debt free in 5 years. buying a car with cash and saving or buying a house on my own.

  43. In 5 years I’d like to have all of my and my husband’s student loans paid off. I’d like to have a really good konwledge base of how to save well and how to invest. I’d like to have money saved up to be able to travel often and to be able to help others! I’d like to feel good, financially, and free. 🙂

  44. In five years,I would like to be debt free and cash flowing my Master’s degree for education in Nursing.

  45. In five years, I want to have no debts, be fully funding an IRA, and be paying cash for all my major (and non major!) purposes.

  46. I’d love to be debt free with a fully funded emergency fund in 5 years… oh and married would be cool too! 🙂 Thanks for hosting!

  47. My family and I are prepping to being our journey! In 5 years we hope we will be Debt Free and be moving onto baby step 3! We are so excited and sooo ready!

  48. In five years, I would like to be consumer debt free, and a year or two into paying off my mortgage!

  49. Believing we will be completely debt free within the next 5 years (with the exception of our house) and hoping to start larger savings for retirement and kids college. 😊

  50. Thank you for being such a huge motivator & inspiration to others regarding budgeting!!! Your content has been such a huge blessing in my life and husbands.

  51. I love you and your blog!!! You are so inspiring to the many of us who are trying to get through this life and become debt free!

  52. You have inspired me! We are just starting our debt free journey and we can’t wait to get our $18,000 paid off. I also started using the Ibotta app and it has honestly changed the way we shop! Within the next 5 years we are hoping to be debt free, own a home and start our family.

  53. I want to be free of all our student loans, our credit cards, all our debt..(working on house) I want to be in a place where we are not living paycheck to paycheck.

  54. Thank you so much for creating this blog! I was never really taught about money or managing it for that matter. This will totally help me get my life back on track. My goal is to be debt free and have a raised credit score within these next five years. Thank you again for this! God bless you!

  55. In five years I hope to finally be teaching elementary school, and be settled, geographically, somewhere. It’s hard to pay off debt with me in school and my husband’s job constantly changing. We just moved less than a year ago, and although he is working for the same company, he job is changing and it looks like we may be moving again in a couple of months. In five years, we hope to have our credit card completely paid off and at least half of our student loans paid off. We want to be a good example, financially, to our children and hope to build our savings and be able to pay for our children’s college in 15 years.

  56. Thanks for the giveaway!

    In five years, our goal is to have all our debt paid off! We’re just starting our debt free journey.

  57. I’ve been following you on Instagram for quite some time. I admire you mission of getting everyone debt free. Of freeing slaves from the Master of debt. We followed Dave Ramsey a few years ago to become debt free. There is no feeling in the world like the peace of no debt. I can see why it is your platform. I do like your budget binder and cash envelopes, although I’ve yet to purchase them. I must admit that I get sloppy with spending. I get in the mindset that we don’t have any debt so I can do this or afford that. May God continue to bless your ministry.

  58. In 5 years I’d like to own a home and be on baby step 3! I love your blog and Instagram, it is so encouraging and fun. I really appreciate your tips!

  59. Love following you on instagram! I always get great tips from you. In 5 years I want to be done with baby steps 2 & 3 and working on 4,5,6. I also want to be able to take a family vacation! So excited about the future!

  60. I have always wanted to start a budget but just haven’t been able to get over the start point… Seems everytime I get a little set aside for one category it is taken for another emergency expense. Would love advice on how to get past this!! So wanting to get out of consumer debt. It’s getting there but I think a budget will really put us over the top!

  61. In 5 years I hope to be giving like no one else and living like no one else. Debt paid off, investments made, and a beautiful home to raise our little ones.

  62. Awesome giveaway! Thank you Allison =) your posts are very encouraging. I ask myself this all time but honestly afraid to answer. I’m hoping we’ll be out of college debt and be working on some business ideas currently in the works. Also hope we win and look back at this 5 yrs from now! Thanks again guys God bless

  63. In five years I hope to be completely debt free, I hope to be investing more of our money for retirement. Ian’s lastly in five years I want to take a debt free vacation for all the hard work my family will be doing to get us there!

  64. My family and I just started this journey. We are working towards being debt free in a year in a half. In 5 years, we hope to be working on paying off our house.

  65. In 5 years from now I’d like us to be free of debt and freely giving to our family & friends who are in need of help financially. My husband & I have been blessed by our church body and family and it’s humbled us by also blessing others even if it’s with the little we have. I always remember Dave Ramsey’s quote, “If you live like no one else, later you can live and give like no one else”. Thanks so much for this awesome giveaway!

  66. In 5 years we hope to be debt free and maybe even saving for retirement! I never thought I would be excited about that…but I am!!

  67. Such a great giveaway! In five years I’d like for us to have our 6 month savings done and be moved on to saving for a kitchen remodel! We don’t have debt other than our home, but I always feel we are spending more than we should, so we are working on getting in control of that.

  68. I plan to be debt free a year and a half from
    no . So in 5 years i would have gotten my degree , making more money, and hopefully saving enough to where i can pay the down payment of a house. I also want to be able to travel more without worrying about moneh because thats really why im doing this to not only be debt free but to be able to buy my own house by 30 and travel .

  69. You’ve already helped us a ton and now this?! I can only hope to be able to be this generous after we’re a little more established in our journey!

  70. Debt free, fully funded emergency fund, living in a house we own and with a Newer car since ours is very old.

  71. I’m just starting my debt free journey, but in 5 years, I would love to have my student loan debt paid off or close to it and be consistently living on a budget. Thanks for all your help with this! 🙂

  72. In 5 years, we plan to be done with Baby Step 2 (hopefully before this fall!) and Baby Step 3, working on Baby Step 4, hopefully have a baby of our own and starting Baby Step 5 🙂 🙂 🙂 :), and HOPEFULLY be under $100k on Baby Step 6 (currently owe around $420k). I love reading everyone’s goals!! So exciting and inspiring seeing the big plans that everyone has.

  73. In 5 years I would like to be debt free and actually have a decent amount of money in my savings account. I would also like to have started a college fund for my children.

  74. In 5 years I’d love to be enjoying freedom. Freedom to give, freedom from stress of Murphy, freedom to travel and enjoy life!!!

  75. Thank you for hosting a giveaway!! Five years will come quick but we hope our debt is gone and our mortgage is half paid off!! Big goals but that’s the point, right?!

  76. Definitely will be consumer debt free. I will be focus on paying of the mortgage. My goal is to have it payed off by my 40th birthday. Hopefully that becomes a reality.

  77. I would like to have all of our debt paid off in 5 years and have enough for a down payment on a house.

  78. In five years I plan on buying a house and adding on the biggest debt of a all… a mortgage! Hopefully that will be the only debt I will have

  79. Man in 5 years I would love to have the remainder of our debt paid off (46k), be in a house that we put 20% down on, and be saving for retirement and college educations!

  80. In 5 years, I’d love to have a home and be intense on baby step 4, 5 and 6! We currently rent and are on 3b and 4. We also have no kids yet! I’d also like to be able to cash flow some fun trips in those 5 years.

  81. With the Debt Free community inspiring us daily, the goal is to be done with all consumer debt and working on husbands student loans strictly to finish off baby step #2 in 5 years from now. We will have our 2nd daughter out of high school and in college and help her go debt free as we are doing the same for our oldest currently! All because of some baby stepping and an amazing online community to teach us their wisdom! Thank you.

  82. I would love to get my last debt, a car loan, paid off and then save up for a good down payment on a house!

  83. In five years I want to have all my students loans paid off, and being able to cash flow all big purchases while staying within my budget.

  84. Hi!!! I’m five years I hope to have zero debt!, minus a house payment . We will have our cars paid off and zero credit card debt. We will be able to start saving for our sons college .

  85. In the next 5 years, I want to be debt free and be able to help with my kid’s college. Also, to find a new place and have enough cash for a down payment. Thank you for sharing your journey.

  86. LOVE the resources on here. In five years i’ll Have everything paid off and 6mo expenses saved and fully funded trip to Europe.
    Plan the work and work the plan. ❤️

  87. In five years I am hoping to be debt free and be a pro at budgeting and cash envelopes. This is all still new to me but trying my best to soak up this knowledge. With my husband having to switch positions at work and having to take a huge paycut I now have to make this smaller income work for our family of 5 so our debtt doesn’t grow. In five years I want to look back at this difficult time and see that it didn’t break us financially and everything we pay for is with cash.

  88. My goal is to be debt free and working on my own business that makes me happy and will help my family be financially free of debt.

  89. In five years, we hope to be free of all debt except mortgage, and to be able to financially breathe a little!

  90. In 5 years we hope to be credit card and car loan debt free 🙂 school wise we have a long way to go since we are just starting school, but we love the journey and are so glad we have the right tools to guide us along the way .

  91. In five years, I would love to have our mortgage paid off. We technically have nine years left. With a large family it might be unrealistic for us to do so, but I’d love to pay it off so we could begin cash flowing our kids’ college educations. I’d love for them to start out their adult lives debt-free.

  92. Newlyweds on our debt free journey. We will be done paying off all student loans in March 2019 maybe sooner. I’m so thankful for your blog. Keeps me motivated in the everyday especially meal planning and sticking to the grocery budget. Loving the simple life, but we still have fun within the budget or for free!! In five years we hope to have enough money saved up for a down-payment for a house.

  93. In 5 years I am hoping to be more than halfway through paying off our mortage! If we stick to the plan and not get to side tracked tgat is!!! Need to keep creating the budget… which can get hard sometimes but the habit is definitely forming!!!

  94. In 5 years I want to be debt free besides our house, have a fully funded emergency fund, and $10,000 good mom car. I want to be able to have freedom and not have to worry if I can afford something.

  95. In 5 years, all credit card debt, car notes, and student loans will be PIF!! My hubby with be finished with school and we’ll hopefully have a little bundle of joy (or some new puppies or kittens) lol

  96. I love reading your ideas and it is such an encouragement to me. WE are currently doing Ramsey baby steps and so nice to know we are not the only ones. Thank you!!

  97. In five years I hope to have a fully funded emergency fund, & a down payment to finally be a homeowner. If I am reeeeaaaalllly dreaming, I would love to be able to fund a trip to Hawaii for my husband & I.

  98. In the next five years I plan on having my outstanding debt of $160,000 paid off (mainly student loans) and working to pay off my motgage.

  99. In 5 years I want to have all student loans paid off, car paid off, and savings. I will then be putting the car and student loan payments towards the mortgage to get that paid off sooner!

  100. I REALLLLLY want to get this financial jargon & budgeting down packed! It’s so difficult when I don’t have any money coming in consistently! Things are starting to pile up from my car, to school, to miscellaneous bills, it’s very hard to keep up with! I fell like this giveaway would help me put my mind at ease just a little bit so that I can fully focus on my finances. In 5 years, I don’t want to be where I am at now financially & even mentally. I want to just be okay, because I am not okay right now. I want my mind to be at peace. I’m only 23 and would like to have this all cut down within that 5 years! Thank you, Allison!

  101. I just started my journey but in 5 yrs I hope to a better place than I am now…financially, spiritually and mentally

  102. Fingers crossed for a win, I have been following for a couple months now and winning will give me the kick in the but I need to go all in…

  103. five years from now I want to be so close to being debt free that I’m not even stressed about. Hoping to only have 7 more years of paying off my loans!

  104. We are working to have our debt paid, minus the home. Saving in all the ways: college, wedding for girls, 3-months to live off of, etc. Giving to more missionaries.

  105. I noticed one day just how much debt I had and how I was behind every paycheck because of bills. I started looking for inspiration and your site was one of them! In five years, I intend to be debt free, half way on paying off my condo, and cash flowing my way through college (Yes I stopped school until I can afford or find scholarships).

  106. In 5 years ill probably be debt free, fingers crossed lol

    Thank you for the opportunity to participate in your giveaway

  107. In five years I want to be credit card debt free and working on paying down my student loan debt. I also want to be a better saver and only use cash. I keep falling off the debt free journey wagon, but desperately need to stick to it!

  108. Our life is so up in the air, but in 5 years, we plan to be in medical school. So hundreds and hundreds of thousands of dollars in debt. It makes my stomach sick just thinking about it. We are looking at doing med school through the military, but we aren’t sure we would even qualify for it based on medical clearances.
    Currently, though, we are gazelle tackling our consumer/undergrad debt. We are living in my in-law’s basement (so gratefully and humbled) so we can put as much as possible towards getting completely debt free before medical school!

  109. Your starter emails have really helped me get started to get rid of my debt and i love watching your videos on instagram keeps me motivated

  110. Hey Allison! I appreciate you reaching out to me so soon and I appreciate the giveaway! In 5 years, I would like to be debt free (obviously) lol, live in my own renovated dream house, and travel somewhere out of the country with my husband!

  111. This is amazing, thank you so much for doing this!! <3 So glad I found you on Instagram.

    In 5 years, our goal is to be debt free, contributing 15% to our retirement, and saving up to buy a house in cash. We can't wait!

  112. Thank you for being an inspiration. Your openness and honesty is refreshing. Our family has put a plan into place to start our journey June 1.

  113. In 5 years, I would like to have my student debt, car, dentist bill, and phone paid off. I would like to have money saved up to buy a house with my husband (we are getting married this year!), a savings, and emergency fund, my own side business with personal training and blogging, as well as a disciplined money envelope system for our home. So excited to be on this journey!

  114. Excited for the giveaway. I am just starting out on the journey to being debt free and am happy to have found your blog. Thank you!

  115. Thank you for all of your helpful inspiration!

    In five years I would like to have my car paid off, be student loan debt free, and have cash flowed a wedding and graduate school. My Fiancee and I have been following Dave Ramsey’s plan loosely, but we are putting it into gear this year, and hope to be debt free in 5 years!

  116. In 5 years, I want to be debt free! We’ve always lived paycheck to paycheck and it will be so nice to know that we don’t have to do that anymore. I want to set a good example for my kids and show them a better way of living…without going into debt.

  117. In 5 years, I hope to have 85% of our debt paid off (not including mortgage). I would also like to be saving more for retirement.

  118. In 5yrs have started a successful diesel shop with my husband. Sometime in between now n then I’ll need to get some accounting classes. On track to be debt free in 2yrs. And then 1 year to save a emergency fund and 1 year to get the business off the ground.

  119. Yes! This would be a great jumpstart to get us Nolens moving in a better direction! And, I have a #longhaulflight coming up, traveling to Kenya with my teen daughter and our church’s mission group. The reads would be great for the plane! I can use the hours for planning! ha ha ha

  120. Within 5 years we’d like to be debt free and out of a rental. We are hoping to get our things together so we can eventually buy our house! My husband was in the military for 8 years so we were always moving but we finally know we aren’t moving anymore so it’s time! I am so excited for this step! And I’m happy I found the debt free community on Instagram for support and ideas on how to stick to a budget and all that good stuff.

    By the way, I posted my Instagram name to enter the giveaway and I put samalifeplans lol but it’s samslifeplans ❤️

  121. In 5 years I hope to have enough saved for a down payment on house. But the housing market where I live is so ridiculously expensive.

  122. In five years I simply hope to no longer be at rock bottom, it’s hard to imagine anything more than that at this moment in time but here’s to the beggining of our long journey ♡

  123. In 5 years, I want to be able to take care of my grandparents financially. I know it sounds vague, but I’m almost out of this hole of my own and they raised me. It would be perfect to be able to give that back to them. Also, cash down payment on a house!

  124. I’m hoping to be debt free (except for mortgage) and be staying home with kiddos in 5 years!! Love your blog and cannot get off your Instagram stories! Love them!

  125. I’ve been following you on Instagram for awhile and am excited to give cash envelopes a try. Thanks for the chance and for your excitement toward a potentially stressful subject! You are inspiring for sure!!

  126. My husband and I started our financial journey a couple years ago. We are debt free in every way! I am a college student which we are cash flowing those expenses and I’ve been blessed with scholarships.My hubby is in the military and we have two sons. In 5 years we would like to have bought a house and I would have finished my bachelors degree in nursing with NO STUDENT LOANS!

  127. In 5 years I’m hoping to have all credit cards payed off and my schooling. That way I can focus on our funds on my husbands med school loans, house payments and hopefully a second car. Not going to lie I feel we are way over our heads but I have hope.

  128. Glad to have found your blog! In five years I hope and plan to have our debt paid and living a better, less stressful, and more content life while helping family and friends find their way there as well.

  129. I want to be debt free including my house in the next 5 years. Maybe getting things setup for a new house🙄

  130. In 5 years, we WILL be completely debt free, other then our house, have 3-6 mos of savings, be paying monthly towards our 401K and our 3 boys college funds, and be paying extra on our mortgage. In other words, we will FINALLY have financial
    PEACE!!!

  131. I First found you on instagram. I am a mother of 3, wife and full time Legal Assistant. My Husband and I were in serious debt about 12 years ago and managed our way out, one cash envelope at a time. Fast forward to current, we now own a home, have 3 beautiful young daughters and find ourselves again overspending and in debt. But your blogs and posts inspire me everyday! We hope to be debt free in 5 years…like you just having cost of living/household expenses and a mortgage. Thank you for your inspiration!

  132. My husband and i are closing on our first house next week. So, in five years, i hope we’re halfway through paying it off. Ambitious! I also hope we’ve doubled our retirement savings by then.

  133. In 5 years we hope to have eliminated our debt and try to sell or sold our fixer-upper house and planning our first real estate investments.

  134. In 5 years from now, I hope to be debt free and working on a healthy college fund for each of my children. I also hope to be a stronger budget’eer 😁😁

  135. My husband and I just began our “debt-free” journey in January of this year. The past 5 months have been full of twists and turns as we welcomed our first child in February. In five years, our goal is to have two paid off cars (1 is currently paid off and mine is set to be paid off by the end of summer), STUDENT LOAN DEBT FREE!!!!, and maxing our our retirement accounts. During this same time, I’d love to adopt a sense of “minimalism” (aka we have too much stuff and clutter and I am aching to rid my family of the chaos), as well as save for our forever home.

  136. I stumbled onto your Instagram account several months ago, and have been addicted ever since! I love all your tips and tricks and really look forward to your stories each day. I have implemented a few things already but would love to dive into the cash envelop system! Thanks for being “insipiring’” 😁😁

  137. In five years I hope to be debt free. I’ve finally hit a point where I’m sick and tired of being sick and tired of debt! My goal is to this year eliminate all my personal debt…like credit cards and I’m on track to do it! I realize looking at my family that no one has been good with money or made wise decisions and my husband and I are in a position to show my kids that it’s possible to live and view money in a different way.

  138. My husband and I have been on this journey for the last six years. In those last five years, we bought a house, had three kids, and have slowly worked on being debt-free The next five years will be focusing on being student loan debt free, obtaining my masters (he’s currently obtaining his) and living out our dreams.

  139. In five years our third child will be an adult.. leaving 6 others at home. We want to be out of debt, helping our children to learn to be debt free.

  140. SO exciting. I’m excited about this debt payoff thing. Call me weird. It feels so liberating. Gonna peruse your blog in depth as soon as I can. Thanks for your efforts and sharing 🙂

  141. You are the reason we started to tackle our debt and decided to become debt free. In 5 years, we hope to have paid off my husband’s student loans, my car, and begin working to pay off our home! We are looking forward to being debt free before we start a family.

  142. In five years I want to be debt free and have a large enough backyard/front yard garden to be able to quit my job because growing our food will replace my income!

  143. We just started the debt free journey full force. We have known about Dave Ramsey for a few years before getting married and have been at baby step 2 since starting …. the 1,000 dollar emergency fund was super easy. The debt snowball was and is an everyday challenge. I just started budgeting following your example for the past two months and we are all in. In five years we will be debt free ( in 2.5 years at most) and then working on building up our emergency fund and hopefully have 1/3 of our house paid off. I’d love to be 100% debt free in the next 8-10 years paying it off 18 years early . Thanks for your daily inspiration

  144. In five years, I’ll not only be debt free but also have my emergency fund fully funded and will be taking advantage of compound interest in the years between now and retirement.

  145. In 5 years I would LOVE to be free of debt…drinking PiñaColadas under the palm trees and telling my husband REMEMBER THAT INSPIRED BEDGET BLOG THAT MADE US THINK ABOUT PRECISELY THIS MOMENT🤗🤗🤗

  146. In 5 years we want to have our savings and emergency funds built up so we are comfortable and will be ok if anything happens. We almost have all our debt paid off! Your posts and blog have helped us so much! Thank you for all you do!!

  147. In 5 years I’d like to be debt free and save more for my retirement. I’d like to create meaningful habits that will stick throughout life’s changes!

  148. In 5 years I want to be working on paying off our house early. We’re 2/3 is the way done with baby step 2!

  149. Well, you asked where I’d like to be in 5 years, but my goal is 4 years. In 4 years I will be turning 50, my youngest daughter will turn 18 and graduate. My goal is to be debt free by then and to cash flow a big trip for our family to somewhere like Hawaii. I am a teacher, like you, so you know how challenging this can be on a teacher income plus I am a single parent. But I plan to continue my second job of tutoring to help with this income and to help me reach theses goals. Thank you so much for sharing your story! I find it so motivating!

  150. What an awesome giveaway! Thanks for doing it! I’m at the very early stages of our budgeting journey and am looking forward to learning and saving!

  151. 5 years from now: I want to be out of debt, with 6 months expenses saved while moving into a house!

  152. In five years I’d like to be debt free with 2 kids in college. I’d also be able to go on a trip for our 20th anniversary in 2019.

  153. Hi Allison! Thank you for all the motivation! In 5 years I plan to fully fund my dream wedding, purchase my first home, have children and start investing!

  154. I hope to be completely out of credit card and personal loan debt in the next five years; I am confident that I can do it with the debt snowball method.

  155. In five years from now I plan on being debt-free, completely… And I am have a healthy chunk set aside towards a down payment on a house. Thank you for all of the encouragement you give!

  156. Love your inspiration! In 5 years I hope to have my home paid off and have no other debt so that I can be free to focus on travel adventures and spending time with family and friends!

  157. I’m single so I’m doing this all by myself in a country where I only know 2 other people who have ever heard about Dave Ramsey but don’t believe that living a debt free life is possible.
    In 5 years I see myself debt free, owning a home in my dream neighborhood. Being able to pay for my daughter to go to the best school here; I’ll probably have 2-3 small businesses and blessing others not only with money but also with jobs. And on my second trip to Bora Bora

  158. In five years, I want to be debt free. We have been on this journey for a year and a half. I finally got my husband on board completely just a few months ago. Our goal is to buy a bus, renovate it and then live in it and travel the country. I hope to be well on the path to this in five years 🙂

  159. For sure debt free as well as saving up for our future children’s college fund and saving to buy a house someday. My husband is military so we play the renting game for now.

  160. Amazing giveaway! I continue to be inspired by you on Instagram and love hearing what you have to say 💕

  161. Started my journey in January! Also just heard Jon acuff speak on a podcast regarding his book. I love his work! Thanks for encouraging us through your walk through this!

  162. We just started a budget this month and it was a huge eye opener to see how much we spent on random stuff. This would be great to help keep us on track!

  163. In 5 years we hope to only have our house that we’re paying off. So we’d like to be done with student loans, credit cards, and our furniture.

  164. I’ll have paid off my credit card and my parents within 3 years. I’d like to be able to cash flow a big trip to Europe within 5 years.

  165. Love this giveaway! In five years I hope to be free of my college debt and working towards owning my first home!

  166. In 5 years, I want to have every car paid off and be working on the mortgage. I want to be in a place of generously giving and helping people, because we can.

  167. In one year I hope to have my car and student loans paid off – to be debt free except my mortgage! And to be working on saving our 3-6 months salary.

  168. In five years, I will be debt free except for our main mortgage, but I want to have at least half of my daughter’s college tuition (meaning for the first 2 years) funded. She will have to supplement with scholarships/work study etc.

  169. In 5 years, my wife and I want to be debt free and in our first home. I recently survived a near-fatal car accident and we are expecting our first baby in October. With all the chaos we are trying to organize our finances and be intentional with our money as we follow the baby steps!

  170. Thank you for hosting this giveaway! I just recently found you on IG and am enjoying reading/looking at your posts! I just recently realized I have a shopping problem that has led to financial strain for our family. My husband works and I am a SAHM with two teenagers, 13 and almost 16. We really need to get our finances in order! Thanks for your help!

  171. In five years I want to be debt free (or super super close!!) I want to be on a good track to be able to help my children when they start college, too.

  172. In five years I would love to be living in Germany again and be debt free. I’m just starting to take budgeting serious and it hasn’t been the easiest. I have read different things and can’t find one that I can stick to. I don’t have a huge amount of debt, the bulk of it is my student loans. But I can’t seem to figure out how to budget for a month.

  173. This is an awesome giveaway!
    In 5 years I hope to be further along in retirement savings and working on paying off my house!

  174. What a great giveaway. I am hoping to be debt free in the next 5 years and work on savings. Thank for the opportunity

  175. In 5 years I hope to have enough in savings to comfortably afford a maternity leave and pay off the birth before baby is born!!

  176. We are working to have a fully funded emergency fund and hope to have it completed in 5 years or less 🙂 I am hoping to also start making a dent in paying off our home!

  177. Hello,
    My husband and myself have just started our debt free journey. I am currently in school to become a teacher and have been saving money in order to pay instead of pulling out another student loan. I have been able to pay a couple of small credit card debts and ohh boy did it feel great! In 5 years I plan on being credit card and student loan debt free

  178. In 5 years, I want to be finished with Baby Steps 2 and 3 and be investing with a healthy portfolio. I’ve really been lagging on saving for my future and retirement so iI’m hoping to turn that around and do some major catching up. I want to be as knowledgeable as possible in money and finance. I also want to share my knowledge with others either in the form of a local
    class or blog.

  179. In 5 years I want to 1. Be debt free except the house 2. Be in baby steps 4,5,6 3. Cash flow a “real” honeymoon to Hawaii (we never went because we were broke!) and 4. Visit Dave Ramsey studio! Doing a debt free scream is kinda my new goal in life

  180. So glad I found you on IG this year- it’s been super helpful hearing your tips! In 5 years we are hoping to be completely debt free and able to buy some land in the country!

  181. In 5 years I want to have all my debt paid off besides my house and be working towards a big overseas trip.

  182. Thank you for doing this! I truly enjoy watching/reading/listening to what you have to share. It keeps me accountable on my debt free journey. I especially appreciate that you bring truth! Everyone’s journeys are so different, and I love that you emphasize that.

  183. In 5 years, my BIG dream is to have our house paid off! I cannot imagine how quickly we will be able to build wealth at that point.

  184. In 5 years, I hope to be debt free, saving for my sons college fund as well as my own retirement and living like no one else. If my boyfriend and I get married we will probably be working on paying off his student loans though.

  185. In 5 years I will have my car and credit card paid off. Hopefully I’ll have my housing situation figured out as I’m renting from my parents currently!

  186. Just found your website today and I love it! Very inspirational. I want to be debt free and funding homes for Habitat for Humanity in 5 years.

  187. In 5 years I will be debt free and have a full savings account t, emergency fund, and be able to pay for our first home in cash. We are overhauling our budget to make sure we primarily make purchases for things we need rather than wants.

  188. Right now my husband and I are not on the same page. I’m hoping that getting the appropriate budget tools and some books will help us work through some of our differences. So in 5 years I hope to at least be working together towards a budget. Have his credit card debt paid off and perhaps some of my student loans.

  189. Amazing blog! We just started tackling our debt and it’s a little overwhelming, but I have faith we can do it and do it well. Looking forward to more of your posts!

  190. In 5 year, I am hoping to have paid off the student loans I’m racking up now, as well as start putting more money into our retirement accounts and our mortgage.

  191. Hopefully, my husband and I will have started a family and savings for our child’s college fund! We hope to be debt free this year! We would like to purchase two new vehicles and have both paid off within the next 5 years.

  192. In 5 years I wish to pay off my student loans on top other small debts. My dream is be debt free in order to create real wealth. I know it’s a process that requires determination, wisdom, and consistency.

  193. In 5 years I would like to have completed baby steps 1-3 and plugging away heavily on baby steps 4-6. Thanks for sharing your journey!

  194. In 5 years I want to be Consumer debt free and be almost done paying off our mortgage! Your blog has so many uselful posts! I also just signed up for your free budget workshop! Thank you for taking the time to put so much useful and free content out there to help teach and inspire people like me.

  195. Thank you for inspiring my family to be debt free!!! (in <5 yrs hopefully) stumbled across your Instagram months ago and haven't stopped living frugally while working toward such an obtainable goal. Really and truly, thank you for this organically-found inspiration! 🙂

  196. This time 5 years from now I want to be completely debt free except for our mortgage. I am just starting on the debt free lifestyle and any help is greatly appreciated! Our society is engrained in spending and I unfortunately have become a victim to that. I am working actively to change my mindset and habits… it’s tough!

  197. In 5 years I would like to be done with baby step 2 and 3 and onto 4, 5 & 6. Looking forward to spending the second half of life debt free!! Thanks! ✌🏻

  198. In 5 years, I want to be done with all the debt we have currently and only have a house payment and insurance and normal bills to worry about.

  199. In 5 years, i hope to either own a house or be very close to having 20% down for one. I’d like to also have my credit card debt paid off! Hard to do while saving for a house and retirement!

  200. Thank you for this amazing chance!! In 5 years I wish to have more financial freedom!! I want to be debt free, save more, and not have to live paycheck to paycheck

  201. I will have my car paid off this summer, so hopefully in 5 years I’ll have enough saved to buy a new one in cash! 🙂

  202. Thank you, Allison for inspiring so many to get out of debt. I am now how you were when you started this journey. Spend $200 in Ulta and just as much in non-essentials at Target. Clothes, home decor, accessories and so much more were always calling my wallet, debit and credit cards. Student loan debt is out of control and I have pledged not to go any further into student loan debt. I will pay for my last degree as I go even though I am half way through it.

    You have provided a light at the end of the tunnel. Thank you for your advice and words of encouragement. Most of all thank you for sharing your journey.

  203. Huge Disney fan so my five year goal is to have completed a Disney cruise to Alaska, a trip to Disneyland and an Adventures by Disney trip to London/Paris.

  204. 5 years from now, I want to be able to save up for a newer car and pay cash for it. Continue to be debt free.

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