Earn Extra Money and Pay Off Your Debt Faster with this Perfect Side Hustle

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*this post is sponsored by Focus Pointe Global

Are you feeling overwhelmed with debt? Whether you have credit card debt, student loans, or car loans, debt can feel like a mountain. And when you’re looking to get out of debt, side hustles become a lucrative way to earn extra money and pay off debt faster. My husband I have both taken on a few side hustles over the years to help pay off our student loans.

There’s no shortage of side hustles these days (which can sometimes become very overwhelming)! You could become an Uber or Lyft driver, babysit, sell the clothes you no longer wear, or pick up a part-time job on the weekends. But, have you ever considered getting paid to just share your opinions? For only an hour or two of your time, you can earn extra spending money by participating in online and in-person focus groups, interviews, and surveys. These surveys and panels do not take up a lot of time, and you will be paid for simply giving your opinion to topics that interest you. I’m not going to lie to you. I wish I had known about focus groups when we were taking on side hustles.


Participating in focus groups are not only legitimate ways to earn extra money, but they are also a great way to make a difference! In fact, your opinions help business and brands improve the products and services they represent.

Easy Way To Make Money And Pay Off Debt by InspiredBudget.com

 What Is A Focus Group?

A focus group is a gathering of a selected group of individuals who participate in a planned discussion to voice their opinions on a product, service, or idea. Researchers, who conduct these focus groups, are typically hired by a company looking to get input on a current product or a product that is going to be released in the near future. Researchers look for individuals who are likely to use the product to participate in a study. For instance, they will look for mothers or parents in general when a company wants input on products, such as training pants or diapers, or on topics such as education or insurance.

The best part for the participants is that they are often paid anywhere between $50 and $200 for just a few hours of their time. There are some studies that pay even more, but they often require a larger time commitment. Focus groups can either take place in person or online. There are also different research types, such as:

  • Taste Test: This is where participants are given a product to eat or drink, and they give their opinions on how good it tastes.
  • Product Placement: This is when a product is given to a participant, who uses the product and then provides input on how the product performed for them.
  • Webcam Interview: This is where a participant is interviewed virtually by a marketing research professional about concepts and ideas related to a product or service.
  • Online Community: This is where a participant is part of a community of people who are offering their input within an online message board. These surveys are typically conducted over weeks, months or even years.
  • Home-Based Interview: This is where a researcher visits the participant’s home. There are similar interview types where the interview takes place over the phone or through a webcam.
  • Online Survey: These surveys can be done in one sitting, or they can be recurring. Participants are provided with a set of predetermined questions, and they have to input their opinions.

There are many different types of research, which is great for anyone who is trying to pay off debt. Whether you are a busy college student or hardworking mom, you can fit it in your schedule to participate in an online survey, webcam interview, or phone interview because they are relatively quick and do not require a lot of your time! Most studies only require 1 or 2 hours of your time, and there are often different time slots throughout the day, which makes it super convenient for anyone who is looking to make extra money on their free time.

Make more money with focus groups by InspiredBudget.com

 What Are The Benefits Of A Paid Focus Group?

A big reason to do paid focus groups is that they are a lot of fun. You get to meet and network with new people. Many people who participate in paid marketing research do so because they feel like their opinion is making a difference. Helping to shape the products and services you and others use daily can be very gratifying. Of course, a major reason people participate is to earn extra cash!! Many people end up earning $100 for an hour of work (if you can really call it work, that is), and that is a pretty good deal! The one thing to keep in mind is that focus groups and other research types are not a reliable source of income, but they can help if you need some extra cash quick AKA help you pay off debt faster!

 How Do You Qualify?

Signing up for focus groups is fairly simple. You will need to provide basic information, such as your date of birth, email address, and zip code. Based on this information, the company will send you surveys to see if you qualify for a particular study. If you are contacted, you need to respond quickly because focus groups can fill up fast. It is helpful to provide a mobile phone number so that you can be reached from anywhere.

Make sure you are signing up with a reliable research company. One of the most reliable and reputable companies is Focus Pointe Global. Registration is free, and you can get started by checking the available studies in your area by going to their participant website, FocusGroup.com. Sign up, make a difference, earn extra money, and most importantly, pay off that debt!

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Meet Allison

Allison Baggerly is a blogger, author, influencer, speaker, podcaster, and founder of Inspired Budget, which is proudly a Latinx and women-owned business. A former teacher, Allison blends her talents for teaching with her passion for personal finances to help others learn how to start budgeting and build a life they love.


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