Making Saving Second Nature
Over my 31 years of life, I have had a lot of unexpected expenses. Bills that somehow find their way to my mailbox, a surprise surgery here or there, and cars that just quit working. But the most unique unexpected expense we have had to date is when our beloved dog, Joey, had to have […]
Have you made a lot of money mistakes in your life? I know I have! In fact, you may have made mistakes that you are ashamed to admit. But here’s the truth…it’s time to turn those mistakes into real lessons. Instead of pretending that your money mistakes never happened, own them and learn from them! […]
Our family has been a cable-free household since 2013. We were those weird people who said adios to our DVR before it was common. The decision to eliminate cable from our budget was not a high and mighty decision. In fact, my husband and I were both a little distraught to know that ESPN and […]
I know that I can’t be the only one in this world who has let Target take all my money (is it even possible to save money at Target?!). I mean, I’m guilty of walking into Target with the intention of buying 3 items only to walk out an hour later with a Starbucks drink […]
As you start your debt free journey, you will want to set up an emergency fund prior to paying off any debt. You’ll need an emergency fund because you will no longer be using your credit card for emergencies! The entire purpose of paying off debt is so that you won’t owe anyone money any […]
If you’ve read anything about the steps to becoming debt free, then you know that you need to save for an emergency fund and then start your debt snowball. You’ll want a minimum of $1,000 in your emergency fund so that you are ready to combat anything that comes your way without going any further […]
I’ll never forget the first time I learned that you could actually earn cash back for making everyday purchases. I was hanging out with my friend when she told me she was just paid by a website for buying Christmas gifts. I knew right away that I needed to start using apps and websites to […]
So you’ve seen budgeters all over carrying around envelopes full of cash. Questions might be flooding your mind about the cash envelope system… What’s this all about? Are they crazy? Did they just rob a bank? Or is this something that I should be doing? And seriously…does the cash envelope system actually work? These are […]