Making Saving Second Nature
If you’re working to pay off loans so you can become debt free, chances are you’ll need a little motivation along the way. Let’s be real here…the beginning of your debt free journey isn’t the hardest part. Nope. The hardest part of becoming debt free lies in the middle of your journey. When you’re months […]
Are you tired of sending all your hard-earned money to debt while struggling with living paycheck to paycheck? If you’ve taken the time to sit down and write out how much money you are paying towards debt, you might be sick to your stomach. I know I was in shock the first time we totaled […]
Want to raise your credit score? Look, I totally get it! Chances are you have some BIG GOALS in life. Maybe you want to own the home you’ve always dreamed of. Maybe you want to invest in real estate. Whatever it is, chances are having a good credit score will help you out along the […]
I’ll be the first to admit that I have a credit card. Truth be told, I am not 100% against them. When my husband and I first started getting our finances in order, we had a credit card strictly for emergencies. We rarely used it and when we did, we’d pay it off right away. […]
It’s no secret that Christmas is the most expensive holiday of the year. Trust me, I get it! Not only are the gifts crazy expensive, but everything else is too! I’m talking about the Christmas cards, pictures with Santa, holiday parties, and everything else on top of the gifts. Now don’t get me wrong. I […]
Over my 31 years of life, I have had a lot of unexpected expenses. Bills that somehow find their way to my mailbox, a surprise surgery here or there, and cars that just quit working. But the most unique unexpected expense we have had to date is when our beloved dog, Joey, had to have […]
The other day I came across an article published by Time all about how much debt the average American has (I’ll link to the article at the end of this post). It’s a great article because it breaks down how much debt different age groups have. For instance, 45-54 year olds have an average of […]
If I’ve learned anything in adulthood, it’s that life won’t go as planned. And for a type A control freak like myself, that can be devastating news. Things will go wrong and sometimes you just have to pause your debt snowball and take care of life. To pause your debt snowball, you will continue making minimum […]