Making Saving Second Nature
It’s no secret that Christmas is the most expensive holiday of the year. Trust me, I get it! Not only are the gifts crazy expensive, but everything else is too! I’m talking about the Christmas cards, pictures with Santa, holiday parties, and everything else on top of the gifts. That’s why it’s so important to […]
Are you tired of sending all your hard-earned money to debt while struggling with living paycheck to paycheck? If you’ve taken the time to sit down and write out how much money you are paying towards debt, you might be sick to your stomach. I know I was in shock the first time we totaled […]
I sat on my sofa long after the kids had gone to bed. I had my budget binder open and was paying my credit card bill. At that moment I knew I had fallen back into my old spending habits. I was ready to admit that I was greatly overspending on my credit card. After more […]
Are you feeling overwhelmed with medical debt or hospital bills? If so, you aren’t alone. 137 million Americans are struggling with medical debt. Even a simple procedure or unexpected hospital visit can be costly in the long run. And because you might have other debt (like credit cards or student loans), medical bills tend to […]
Over my 31 years of life, I have had a lot of unexpected expenses. Bills that somehow find their way to my mailbox, a surprise surgery here or there, and cars that just quit working. But the most unique unexpected expense we have had to date is when our beloved dog, Joey, had to have […]
Want to raise your credit score? Look, I totally get it! Chances are you have some BIG GOALS in life. Maybe you want to own the home you’ve always dreamed of. Maybe you want to invest in real estate. Whatever it is, chances are having a good credit score will help you out along the […]
If I’ve learned anything in adulthood, it’s that life won’t go as planned. And for a type A control freak like myself, that can be devastating news. Things will go wrong and sometimes you just have to pause your debt snowball and take care of life. To pause your debt snowball, you will continue making minimum […]
The other day I came across an article published by Time all about how much debt the average American has (I’ll link to the article at the end of this post). It’s a great article because it breaks down how much debt different age groups have. For instance, 45-54 year olds have an average of […]