Making Saving Second Nature
Here’s the truth. Wherever any of us are on our debt-free journey, we all face discouragement, reluctance, or flat-out caving when it comes to following through with our commitments and meeting our goals. That’s why debt payoff motivation is so important! Crazy as it may sound, it’s not a question of if we’ll need motivation […]
If you feel like you’re drowning in debt, you’re not alone. In 2021, household debt has risen to over 14 trillion dollars in the US alone. That’s a number so big, we have no way to even fathom it. It’s no wonder people are wondering whether they should prioritize whether to save money or pay […]
It’s no secret that Christmas is the most expensive holiday of the year. Trust me, I get it! Not only are the gifts crazy expensive, but everything else is too! I’m talking about the Christmas cards, pictures with Santa, holiday parties, and everything else on top of the gifts. That’s why it’s so important to […]
Are you feeling overwhelmed with medical debt or hospital bills? If so, you aren’t alone. 137 million Americans are struggling with medical debt. Even a simple procedure or unexpected hospital visit can be costly in the long run. And because you might have other debt (like credit cards or student loans), medical bills tend to […]
Are you tired of sending all your hard-earned money to debt while struggling with living paycheck to paycheck? If you’ve taken the time to sit down and write out how much money you are paying towards debt, you might be sick to your stomach. I know I was in shock the first time we totaled […]
It’s about to get personal up in here. You see, no one is perfect, especially me! In fact, I’ve made more mistakes in my life than I care to admit. The other day I was talking to my husband and we started discussing our worst financial mistakes. Thankfully, we made most of our mistakes […]
When my husband and I first decided that we wanted to become debt-free, we were scared, frustrated, overwhelmed, and completely confused about how to get there. And once we became debt-free, how did we make sure that we wouldn’t go into debt again? I knew that our entire lifestyle had to change. The way we […]
I sat on my sofa long after the kids had gone to bed. I had my budget binder open and was paying my credit card bill. At that moment I knew I had fallen back into my old spending habits. I was ready to admit that I was greatly overspending on my credit card. After more […]