I’ll be the first to admit that I have a credit card. Truth be told, I am not 100% against them. When my husband and I first started getting our finances in order, we had a credit card strictly for emergencies. We rarely used it and when we did, we’d pay it off right away. […] Read more…
I’d like to tell you that I’ve always been good at dealing with finances. I’d like to tell you that I always made great choices when it came to money. But, I made a promise to myself to not lie to you. So instead, I’m going to tell you the truth. I used to be […] Read more…
Over my 31 years of life, I have had a lot of unexpected expenses. Bills that somehow find their way to my mailbox, a surprise surgery here or there, and cars that just quit working. But the most unique unexpected expense we have had to date is when our beloved dog, Joey, had to have […] Read more…
I’ll never forget the first time I had to pay on my student loans. They had come out of deferment a quick 6 months after I graduated from college. When I was sent my first loan statement, I was extremely overwhelmed and quickly realized that I was underpaid! All those years of borrowing thousands and […] Read more…
Sometimes life throws you a curveball and you need to make a big purchase. Your washing machine stops working or your car needs to be repaired. This is when people usually pull out their credit card and wince while it’s swiped. We have been trained to think that we don’t have another choice. People believe […] Read more…