Making Saving Second Nature
*This post is sponsored by Fannie Mae. All opinions are 100% my own. It’s no secret that mortgage interest rates are historically low. If you own your home, then you’ve likely heard about the benefits of refinancing your mortgage for a lower interest rate. Refinancing your home is an important, potentially cost-saving option to consider, […]
Rich vs. wealthy…what’s the difference? Is one better than the other? Can I be both? Let’s get down to the bottom of this and find the answers we are all looking for. Listen, we all want to be financially secure. When most of us dream of being rich, we think about being carefree and not […]
It’s about to get personal up in here. You see, no one is perfect, especially me! In fact, I’ve made more mistakes in my life than I care to admit. The other day I was talking to my husband and we started discussing our worst financial mistakes. Thankfully, we made most of our mistakes […]
When my husband and I first decided that we wanted to become debt-free, we were scared, frustrated, overwhelmed, and completely confused about how to get there. And once we became debt-free, how did we make sure that we wouldn’t go into debt again? I knew that our entire lifestyle had to change. The way we […]
It’s no secret that Christmas is the most expensive holiday of the year. Trust me, I get it! Not only are the gifts crazy expensive, but everything else is too! I’m talking about the Christmas cards, pictures with Santa, holiday parties, and everything else on top of the gifts. That’s why it’s so important to […]
Are you tired of sending all your hard-earned money to debt while struggling with living paycheck to paycheck? If you’ve taken the time to sit down and write out how much money you are paying towards debt, you might be sick to your stomach. I know I was in shock the first time we totaled […]
I sat on my sofa long after the kids had gone to bed. I had my budget binder open and was paying my credit card bill. At that moment I knew I had fallen back into my old spending habits. I was ready to admit that I was greatly overspending on my credit card. After more […]
Are you feeling overwhelmed with medical debt or hospital bills? If so, you aren’t alone. 137 million Americans are struggling with medical debt. Even a simple procedure or unexpected hospital visit can be costly in the long run. And because you might have other debt (like credit cards or student loans), medical bills tend to […]