Making Saving Second Nature
Back in 2012 my husband and I were in the first year of our debt snowball. We had scaled back some when it came to our budget, but in August we were informed that our health insurance costs were going way up. We calculated that our combined take-home pay would be $150 less (that was […]
So you’ve seen budgeters all over carrying around envelopes full of cash. Questions might be flooding your mind about the cash envelope system… What’s this all about? Are they crazy? Did they just rob a bank? Or is this something that I should be doing? And seriously…does the cash envelope system actually work? These are […]
It’s happened again. You are 2 weeks into your monthly budget and you’ve blown it. You’re wondering where on earth your money went! If you feel like giving up and throwing in the towel, you are not alone. We have been there. You could be overlooking items in your budget. Now, I’m not talking about […]
Writing a budget for the first time (or even the third!) can be a daunting task. There’s a lot of numbers, expenses to remember, and you might not even know where to start. I promise you that it will get easier and that it’s not as difficult as it may sound! As a general rule, […]
*this post contains affiliate links If you’re living the paycheck to paycheck life then you know how frustrating it can be to desperately wait for payday to come. I’ve been there. There have been times when we had barely any money in our checking account. We’d still have a full week until payday and the […]