Making Saving Second Nature
I don’t know about you, but when I first heard about the cash envelope system, I was sure it was not for me. I mean, who would want to carry around all that cash? And what about the change?! “Those cash people are crazy,” I thought. Ha! The joke was on me. The cash envelope […]
*this post contains affiliate links I made my first Budget Binder in 2011. It was out of complete necessity because my finances were a mess. And not just any mess, they were a DISASTER. I had just married my husband and we had combined our finances. Neither of us were responsible when it came to […]
this post contains affiliate links If you’re just getting started with writing a budget, then chances are you feel confused, overwhelmed and lost. Listen up…you are not alone. Writing a budget can be daunting when you are just starting to take back control of your finances. But chances are you already know that a budget […]
Making a budget and sticking to it can seem like a daunting task. Especially if you get paid biweekly! There are hundreds of tips on how to budget on a monthly income, but what if you get paid every other week? So many people ask me if it’s exactly the same and the answer is […]
Back in 2012 my husband and I were in the first year of our debt snowball. We had scaled back some when it came to our budget, but in August we were informed that our health insurance costs were going way up. We calculated that our combined take-home pay would be $150 less (that was […]