Making Saving Second Nature
A few months ago I asked people on Instagram what they struggle with most when it comes to budgeting and saving money. An overwhelming amount of people said that they struggle with actually sticking to their budget each month. I know firsthand that self-discipline is easy in theory, but can be extremely difficult in real […]
Have you ever written a budget just to throw it away a few days in because something unexpected came up? You may have even uttered the words “Oh, I’ll start over next month.” I know I can’t be the only one that does this! To be perfectly honest, our family got into this bad habit […]
*this post contains affiliate links I made my first Budget Binder in 2011. It was out of complete necessity because my finances were a mess. And not just any mess, they were a DISASTER. I had just married my husband and we had combined our finances. Neither of us were responsible when it came to […]
So you’ve seen budgeters all over carrying around envelopes full of cash. Questions might be flooding your mind about the cash envelope system… What’s this all about? Are they crazy? Did they just rob a bank? Or is this something that I should be doing? And seriously…does the cash envelope system actually work? These are […]
Just because you’re getting paid weekly doesn’t mean you can’t write a budget that will work for you. In this article, you’ll learn 5 steps to write a weekly budget that you can actually stick to! If you’re paid weekly, then figuring out how to write a budget that works for you can feel like […]
Learn how to create a budget calendar every single month so that you will stay organized with your money and finances. Includes a free budget calendar printable!
A few weeks ago, my husband and I went out to dinner and had the most in-depth conversation about our budget that we’ve had in a LONG time. Now don’t get me wrong, we have money conversations a lot. But they are usually more surface-level conversations that focus on paying bills and tracking our spending. […]
When you are setting up your personal budget, do you know where you spend your money? Add these budget categories to your monthly and weekly budget so you’ll know exactly where your money is going. Budget categories are super important. If your budget is too vague or too specific, it can create problems that make […]