Making Saving Second Nature
A few weeks ago, my husband and I went out to dinner and had the most in-depth conversation about our budget that we’ve had in a LONG time. Now don’t get me wrong, we have money conversations a lot. But they are usually more surface-level conversations that focus on paying bills and tracking our spending. […]
When you are setting up your personal budget, do you know where you spend your money? Add these budget categories to your monthly and weekly budget so you’ll know exactly where your money is going. Budget categories are super important. If your budget is too vague or too specific, it can create problems that make […]
Having trouble making ends meet? You’re not alone. According to Forbes, nearly half of Americans expect to live paycheck to paycheck this year. If you’re strapped for cash, it might be time to look at your spending and cut things from your budget. We’ve been in this exact same position. Several years ago, my husband […]
*this post contains affiliate links If you’re new to budgeting, then you’re likely searching the internet looking for a sample budget so that you can truly SEE budgeting in action. I totally get it! If you’re a visual learner, you probably want to see a real family’s sample budget so that you will be motivated […]
*the post contains affiliate links There’s bound to be a time in your life when you’re faced with an emergency. Whether you encounter an unexpected medical expense, a huge change in your family relationship (such as a divorce), or a global pandemic, it’s a great idea to create an emergency budget. Right now, our world […]
I don’t know about you, but when I first heard about the cash envelope system, I was sure it was not for me. I mean, who would want to carry around all that cash? And what about the change?! “Those cash people are crazy,” I thought. Ha! The joke was on me. The cash envelope […]
this post contains affiliate links If you’re just getting started with writing a budget, then chances are you feel confused, overwhelmed and lost. Listen up…you are not alone. Writing a budget can be daunting when you are just starting to take back control of your finances. But chances are you already know that a budget […]
It’s happened again. You are 2 weeks into your monthly budget and you’ve blown it. You’re wondering where on earth your money went! If you feel like giving up and throwing in the towel, you are not alone. We have been there. You could be overlooking items in your budget. Now, I’m not talking about […]