Making Saving Second Nature
this post contains affiliate links If you’re just getting started with writing a budget, then chances are you feel confused, overwhelmed and lost. Listen up…you are not alone. Writing a budget can be daunting when you are just starting to take back control of your finances. But chances are you already know that a budget […]
Back in 2012 my husband and I were in the first year of our debt snowball. We had scaled back some when it came to our budget, but in August we were informed that our health insurance costs were going way up. We calculated that our combined take-home pay would be $150 less (that was […]
So you’ve seen budgeters all over carrying around envelopes full of cash. Questions might be flooding your mind about the cash envelope system… What’s this all about? Are they crazy? Did they just rob a bank? Or is this something that I should be doing? And seriously…does the cash envelope system actually work? These are […]
We all have both good and bad habits when it comes to our money. But some habits are worse than others. In fact, some habits might be making you broke! I know that I’m guilty of breaking not one, not two, but all of these habits in my past! I was living life day by […]
I don’t know about you, but when I first heard of the cash envelope system, I was sure it was not for me. I mean, who would want to carry around all that cash? And what about the change?! “Those cash people are crazy” I thought. Ha! The joke was on me, friend! You see, cash envelopes […]