Back To School Shopping: 17 Ways To Save Money
You don’t have to go broke when you go back to school shopping. Follow these hacks and tips and you’ll save BIG during back to school deals and sales!
Budget Tips
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Why Our Budget Stopped Working (And How We Fixed It)
A few weeks ago, my husband and I went out to dinner and had the most in-depth conversation about our budget that we’ve had in a LONG time. Now don’t get me wrong, we have money conversations a lot. But they are usually more surface-level conversations that focus on paying bills and tracking our spending. […]
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Budget Categories You Must Include In Your Budget
When you are setting up your personal budget, do you know where you spend your money? Add these budget categories to your monthly and weekly budget so you’ll know exactly where your money is going. Budget categories are super important. If your budget is too vague or too specific, it can create problems that make […]
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How To Use Cash Envelopes With A Spouse
The cash envelope system is the perfect option for people who want to save money and easily track their spending. But how do you make it work with a spouse? When I first started using the cash envelope system, I was in my 20s and single. I didn’t need to worry about anyone else using […]
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What Happened When I Tracked 3 Money Goals For An Entire Month
*this post contains affiliate links Another package arrived at the front door. I tried to run and grab it before he noticed, but it was too late. He had beat me to it. My husband turned around with the classic Amazon box in hand. “Another one?” he asked. “Um, yeah” I mumbled as he rolled […]
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8 Things To Cut From Your Budget TODAY
Having trouble making ends meet? You’re not alone. According to Forbes, nearly half of Americans expect to live paycheck to paycheck this year. If you’re strapped for cash, it might be time to look at your spending and cut things from your budget. We’ve been in this exact same position. Several years ago, my husband […]
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Why I Had To Stop Using My Credit Card
I sat on my sofa long after the kids had gone to bed. I had my budget binder open and was paying my credit card bill. At that moment I knew I had fallen back into my old spending habits. I was ready to admit that I was greatly overspending on my credit card. After more […]
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How To Catch Up On Bills When You Fall Behind
*this post contains affiliate links Struggling to get ahead when you are behind on bills? You are not alone. In fact, according to CBS, 70% of Americans say they are struggling financially. Many families are living paycheck to paycheck and are just trying to catch up on bills. When debt and bills add up, it […]