Making Saving Second Nature
When you’re 20 years old, you tend to believe what other people tell you. And that was especially true for me when it came to money. I believed whatever someone told me. Part of that was because I didn’t know much about money. And part of it was because I didn’t care enough about my […]
this post contains affiliate links In a lot of households having a little extra income can be a game changer. Extra money can help cover bills, extracurricular activities for kids, or even help you pay off debt faster! In fact, a side hustle can dramatically change your family’s financial situation. And our family is no […]
I sat on my sofa long after the kids had gone to bed. I had my budget binder open and was paying my credit card bill. At that moment I knew I had fallen back into my old spending habits. I was ready to admit that I was greatly overspending on my credit card. After more […]
I’m sure you’ve been there. You’re walking through your favorite store and see something that you have to have. It goes in the basket. As you turn down another aisle, you see another item that will go perfect in your home. In the basket it goes. And then you stumble upon the kid’s section. Your child […]
*this article contains affiliate links I’ll never forget the first time my friend told me about Rakuten (formerly Ebates). She said, “You earn money for making your normal online purchases!” I immediately thought it sounded like a scam. I mean, what company is going to give me free money just for clicking on their website […]
It’s happened again. You are 2 weeks into your monthly budget and you’ve blown it. You’re wondering where on earth your money went! If you feel like giving up and throwing in the towel, you are not alone. We have been there. You could be overlooking items in your budget. Now, I’m not talking about […]
If you’ve ever skipped writing a budget for Christmas, then you likely know how stressful it can be to spend too much every December. In fact, most Americans spend over $1,000 every year on gifts, decorations, and holiday travel. This can be extremely overwhelming for families and can even lead to consumer debt. By writing […]
Has there ever been a time in your life when you know you really screwed up with your money? Maybe you took out a loan that you didn’t need or you consistently blew through your income and didn’t have enough money left at the end of each month. Listen, I get it. I’ve been there. […]