Making Saving Second Nature
Hello, my name is Allison and I suffer from depression and anxiety. You might be surprised to read this sentence on a financial blog. In fact, I cannot tell you how many times I sat here in my room and retyped that same sentence over and over again. Do I just come right out and […]
I don’t know about you, but when I first heard about the cash envelope system, I was sure it was not for me. I mean, who would want to carry around all that cash? And what about the change?! “Those cash people are crazy,” I thought. Ha! The joke was on me. The cash envelope […]
After more than 8 years of living on a budget, our family has had a ton of experience when it comes to developing better money habits. During that time, we’ve discovered (and tested) a ton of budget and money hacks that helped us stop living paycheck to paycheck. We were able to finally pay off […]
*this post contains affiliate links I made my first Budget Binder in 2011. It was out of complete necessity because my finances were a mess. And not just any mess, they were a DISASTER. I had just married my husband and we had combined our finances. Neither of us were responsible when it came to […]
Back in 2012 my husband and I were in the first year of our debt snowball. We had scaled back some when it came to our budget, but in August we were informed that our health insurance costs were going way up. We calculated that our combined take-home pay would be $150 less (that was […]