Making Saving Second Nature
*This post is sponsored by Fannie Mae. All opinions are 100% my own. It’s no secret that mortgage interest rates are historically low. If you own your home, then you’ve likely heard about the benefits of refinancing your mortgage for a lower interest rate. Refinancing your home is an important, potentially cost-saving option to consider, […]
Having trouble making ends meet? You’re not alone. According to Forbes, nearly half of Americans expect to live paycheck to paycheck this year. If you’re strapped for cash, it might be time to look at your spending and cut things from your budget. If you find yourself needing to find extra money each month, consider […]
Cash envelopes can truly change the way you interact with your money and finances. In fact, the cash envelope system has changed our budget and finances in so many ways. But how on earth does it work? Can cash envelopes truly help you with impulse spending and your finances? And how do you buy something […]
The thought of saving money or cutting back can be overwhelming. Trust me, I get it. But thankfully, I’ve learned over time that it’s not that hard to save money…especially when you’re willing to try out a few frugal tips. Choosing to live a frugal life doesn’t mean that you have to sacrifice everywhere. It […]
Making a budget and sticking to it can seem like a daunting task. Especially if you get paid biweekly! There are hundreds of tips on how to budget on a monthly income, but what if you get paid every other week? If this is the case, then you’ll be budgeting by paycheck. If you need […]
If you love fall, then you’re not alone. The crisp air, red leaves, and football season brings joy to so many people. And because Fall might make you want to get out of the house, it can also be an expensive season. Between holidays such as Halloween and Thanksgiving, the cost of Fall can add […]
If you’re trying to be better prepared financially for Christmas this year, then you’ll want to start saving money for the holiday season today. Here are 5 tips to help you save money now for the upcoming Christmas season: Set up a Christmas savings account. Calculate how much money you need to save. Start earning […]
When we were first homeowners, I was a tad bit overwhelmed with all the expenses that we had to purchase. Specifically anything and everything related to taking care of a yard. As a newly married couple we always lived in apartments, so yardwork was outside of my area of expertise. I’ll never forget the first […]